White van man gets a bumpy ride from other drivers

White van men do not deserve to be the butt of seemingly never ending jokes about selfish driving habits as they are not as bad behind the wheel as other motorists believe, says the RAC.
The motoring organisation claims other drivers are worked up about nothing, as research shows the infamous white van man is no worse on the road than anyone else.
The RAC asked other road users for their opinions about white van drivers and then compared the results with official accident statistics from the Department of Transport.
The study revealed almost 60% of other motorists believed van drivers deserved their bad reputation and more than half felt they displayed less care behind the wheel than other road users.
However, the official statistics disproved the claims by showing both van and car drivers have the same probability of having a reportable road accident.
In fact, says the RAC, the figures disclosed that only one in 261 vans had a reportable road accident in 2012, while one in 146 car drivers were involved in a reportable accident.
A reportable accident is one involving:
  • Injury or damage to property other than the vehicle driver
  • Injury to an animal not in the vehicle
  • Damage to another vehicle
  • Damage to property alongside the road,, like a wall or traffic island
What the statistics did show was buses and coaches are more likely to have a reportable accident – the chances are rated at one in 26, while heavy goods lorries had a one in 68 chance.
On the upside, the study also showed that 54% of car drivers felt vans played an important role in the economy and 15% considered white van men had an undeserved reputation.
A hard core 3% of car drivers said whatever van drivers did to improve their driving; they would still have a bad opinion of them.
“White van man is associated with bad driving, but the statistics do not bear out that belief,” said RAC spokesman Simon Williams.
Read more about our attitude to white van man

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Confusing insurance documents are longer than books

Three-quarters of home and car insurance customers don’t bother to read the small print of their policies – and of those who do, less than a fifth say they understand the jargon.
Most insurance customers say the do’s and don’ts that come with their policies are too lengthy– and to prove the point a consumer has counted the words.
Endsleigh, Sheila’s Wheels, Esure and M&S Bank have detailed documents that come with their policies that are more than 30,000 words long, according to the consumer group Fairer Finance.
As a comparison, says the group, George Orwell’s novel Animal Farm is shorter. The longest is Endsleigh’s terms and conditions of more than 37,000 words, which beats the word count for Joseph Conrad’s, book Heart of Darkness.
The most concise insurance terms are written by LV=, which runs to just 6,900 words.
To give an idea of just how much reading 37,000 words comes to, an average A4 sheet printed in Time roman 11 point – the standard type size for a word processor – is 600 words, which makes the Endsleigh terms around 62 pages of reading.
In paperback, which is half the size of A4, the Endsleigh terms are around 128 pages of jargon.
As a result of the word count, the consumer group wants insurance companies to revisit their terms and conditions and rewrite them in simpler language that customers will find easier to understand.
The call comes after asking 2,000 people about their understanding of insurance documents. Only 27% admitted to reading them in full and 17% agreed they understood what they said.
James Daley, of Fairer Finance, said: “If hardly anyone is reading terms and conditions, and even those who do are struggling to understand them, then what is the point of these documents?
“Customers should know what’s covered and what isn’t by their insurance, but if one company can do the job in less than 7,000 words, there’s no excuse for those producing documents five times longer.”